Which Car Insurance?

Car insurance is just as important as the car you’re driving, whether it’s a small city hatchback or a very exclusive sports model you need comprehensive cover, you need to rest assured that if something does happen your car will be taken care of. After all it’s your hard earned money that paid for it, so why shouldn’t you protect it.

Getting car insurance in today’s society has become like walking into a chocolate shop as a kid, there is just so much to choose from. Promises of the best insurance premiums are thrown around freely, which is in actuality very unlike chocolate.

It is reasonably obvious that car insurance premiums will vary depending on what you drive, but that shouldn’t mean that you cannot get a comprehensive and complete policy to suit your pocket. There are many websites that compare car insurance premiums from a variety of insurance companies including Compare the market or Tescocompare. By searching through a multitude of insurance companies they provide you with a car insurance premium specific to your needs and demands.

Car insurance companies constantly dangle carrots in front of us, promoting the cheapest car insurance, the best deals, a percentage of discount when you apply online and these are all factors to contribute to you confusion. Which insurance company to choose can however, just like buying chocolate, be simple. First you need to try more than one to find your favourite, always get more than one quote (3-5 is normally a good number) and carefully check what relevant benefits each policy offers you.

After all, you don’t want to be paying for benefits you will never use. For example why would you pay for baby seat replacement in your insurance premium if you are single? So making sure the benefits advertised are to your needs, this will help tailor your insurance policy for your benefit.

Finally, committing to a car insurance policy is a vital and necessary part of owning a car, so just like eating chocolate make sure you pick a policy that works for you. After all some of us are allergic to nuts and we wouldn’t want any of those in our chocolate bars, just like all the added extras in many car insurance policies, they are there to lure in clients, but don’t have the wool pulled over your eyes, make sure that what they offer is actually what you need.


My List - Before buying a car insurance, compare the various quotes of the main car insurers: Tesco car insurance, Directline car insurance, Churchill car insurance, Post Office car insurance, Quickcarquote and Express car insurance, Pru car insurance, Saga car insurance, NU car insurance, RAC car insurance.